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Construction Loans for Purchase Groups

These loans are tailor-made  for Purchase Groups to address all aspects of a project, including project type and location, as well as expected progress of construction and sales. The terms of a construction loan will be determined after examining the strength of the project from financial, engineering and legal perspectives, as well as assessing the risk profile and the developer’s experience.

Bridge Loans  

These loans are a quick and flexible solution for developers, usually required for a relatively short term until permanent long-term financing is available. Bridge loans can serve various needs, such as land acquisition, advancing the construction process, or betterment of the property. Such a loan is secured by a first mortgage.

​Mezzanine Financing

This form of financing provides the developer with the option of diversifying equity over a larger number of projects, thus increasing return on equity and optimizing cash flow, by borrowing a portion of the equity required by the project’s senior lender. The mezzanine loan stands in a secondary position to that of the bank and is secured by a second mortgage. The terms of the loan will be determined after examining the strength of the project from the various perspectives, as well as upon assessing the strength of the developer. The loan repayment date is flexible, and will be determined according to the progress of the project and the approval of the senior lender to release the developer’s equity and/or profits. 

Take-Out Loans 

Such loans provide the same advantages as mezzanine loans, by enabling a developer to extract a portion of the equity invested in the project prior to the approval of the senior lender to release the equity and/or profits. A take-out loan is possible at all stages of the project, and will be determined based on the specific project and the approval of the senior lender. 

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Bridge Loans for Purchase Groups

These loans provide a quick financing option for purchase groups looking to either complete a land acquisition or begin the initial stages of construction, until such time as a full construction loan can be obtained.

Construction Loans for Developers

These loans are tailor-made for developers to address all aspects of a project, including project type and location, as well as expected progress of construction and sales. The terms of a construction loan will be determined after examining the strength of the project from financial, engineering and legal perspectives, as well as assessing the risk profile and the developer’s experience.

Inventory Bridge Loans 

These are loans for developers who hold inventory and are interested in selling it at later stages when they expect an increase in value. This type of loan will be allowed at the end of the project, when construction is complete, and the project is ready for occupancy.

Contact Us
  • 94 Yigal Alon, Alon Tower 2
    36 FL. Tel-Aviv, Israel
  • +972-73-7000771
3625 Dufferin Street, Suite 403, Toronto,
ON M3K 1N4 Canada
  • office@rubycapital.com

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